Bilt Obsidian Card Review – Worth $95 at $400 a Month on Dining or Groceries

30 October 2026 - 17:25
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Get the Bilt Obsidian Card if you rent and spend $400 a month or more on dining or on groceries, the category you’d pick for its 3 points per dollar. The no-fee Bilt Blue pays 1 point per dollar there, and at 1 cent a point the difference covers the $95 annual fee. Rent earns the same on both.

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