BankAmericard® Secured Credit Card Review – A Lower APR That Rarely Beats Cash Back

30 October 2026 - 17:59
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Choose Bank of America’s Unlimited Cash Rewards Secured over the BankAmericard® Secured Credit Card unless you’ll take over a year to pay off what you charge. Both take a $200 to $5,000 deposit and charge no annual fee, and on balances you clear within a year, the Unlimited’s 1.5% cash back beats the BankAmericard’s 1.5-point lower interest rate.

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