Upgrading to the Chase Sapphire Reserve Skips Its Sign-Up Bonus – Apply First

20 October 2026 - 13:14
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Right now that bonus is 100,000 points for $6,000 of spending in the first three months, worth $1,000 at a cent a point and more than the Reserve’s $795 annual fee. An upgrade pays none of it. Chase’s terms also...

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