Avoid a Credit Card Denial – Check Six Triggers a Mo...
A denied application still costs you. The issuer’s credit check, called a har...
RSS News
If Elon Musk uses Trump Accounts, his SpaceX stock g...
Elon Musk's planned SpaceX stock donation could come with strings attached if...
How a Credit Card Works – You Pay the Statement, Not...
Your card doesn’t bill you for each purchase. It runs on monthly billing cycl...
0% Balance Transfers Can Pay Off Car and Personal Lo...
A car or personal loan charges interest every month. A 0% transfer charges a ...
Credit Card Chargebacks Are Decided on Evidence – Ga...
Your $640 espresso machine arrives with a cracked water tank, and the merchan...
Building Credit at 18 – One Card, One Small Bill, Pa...
At 18 you likely have no credit history, and FICO can’t score you until an ac...
Which Unused Credit Cards to Close – Only the Ones T...
How much you use a card is the wrong test for closing it. The card you never ...
Chase’s 5/24 Rule Applies to Ink Business Cards – Co...
Chase doesn’t publish the rule, but applicants’ reported approvals and denial...
Happy Money Review – Personal Loans Built to Pay Off...
Happy Money, formerly Payoff, doesn’t issue loans itself. It arranges fixed-r...
Carrying a Card Balance? Switch to Debit Until It’s ...
It’s time to switch if interest shows up on most statements, you pay the mini...
Bankruptcy Requires Two Courses – Time Them Right or...
Both courses are short and cheap, so the part to get right is timing. Counsel...
Store Card Discount at Checkout – Pay in Full and Yo...
Say the clerk offers 15% off a $600 TV if you open the store’s card today. Th...
Choosing a Credit Card – If You Carry a Balance, Wei...
Answer with what you’ve done, not what you intend. If you’ve carried a balanc...
The Five-Year Test – When Bankruptcy Beats Trying to...
Treat bankruptcy as a moral failure and you’ll keep paying long after the mat...
Your Credit Card May Already Extend the Warranty – C...
The pitch usually comes at the register. You’ve picked out a refrigerator or ...
Skip Credit Card Payment Protection Plans – The Fee ...
Issuers that sell it often pitch it when you call to activate a card or reach...
Making Money
Copy And Paste This Simple 'The One Form Match' To C...
An Open Letter To US adults facing debt and cash gaps: This brand-new FREE 6-...
