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Make Debt Collectors Verify the Debt Before You Pay ...

Say the call is about an old medical or utility bill, sold through several co...

Your Bill Due Dates Aren’t Fixed – Move Them to Foll...

Say you’re paid every other Friday, and rent, the car payment, and a card bil...

Treasury Bills Skip State Income Tax – A Lower Rate ...

That math matters most once your cash is already in a high-yield savings acco...

Your Landlord’s Insurance Won’t Replace Your Stuff –...

It’s an easy thing to get wrong. The building is insured, so it feels like ev...

Fund Last Year’s HSA Until Tax Day and Still Get the...

Unused HSA contribution room doesn’t carry forward, so whatever you leave ope...

Replacement Cost or Actual Cash Value Sets Your Payo...

The difference shows up the day a storm takes your roof. Say hail wrecks your...

What’s the Right Level of Interest Rates For the Eco...

A historical look at the importance of interest rates. The post What’s the Ri...

Buy The Finished Home, Skip The Remodeling Misery

At almost 50, I’m never doing a gut remodel again. Everyone who has survived ...

Hedging the AI Trade

Diversifying stock market concentration. The post Hedging the AI Trade appear...

Idle Brokerage Cash Can Earn Near Zero – Move It to ...

The sweep catches every dollar you haven’t invested yet, whether it came from...

Don’t Let Your Medicare Drug Plan Auto-Renew – Compa...

Most people let it renew. In KFF’s analysis of the 2022 open enrollment, 69% ...

Animal Spirits: Are Higher Rates Worse Than ZIRP?

On today's show we discuss stock market concentration worries, how to hedge A...

Why Aggressive Venture Investing After FIRE Isn’t Re...

After my posts on being broke again at 49 and feeling silent stress, some of ...

Is It Time to Rebalance Your Portfolio?

It's time to rebalance your portfolio. The post Is It Time to Rebalance Your ...

Track Every Dollar for 30 Days Before Building Any B...

Before you set a single budget limit, log everything you spend for 30 days an...

Average Heating Bills Are Projected Up $82 – A Night...

In September 2026, the National Energy Assistance Directors Association (NEAD...