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Is Your Debt an Income or Spending Problem? Check Yo...

The standard answer to growing debt is to cut back, and it works when spendin...

Talk Your Book: The Case for Value and Momentum

Today’s Talk Your Book is brought to you by Victory Capital: To learn more ab...

Cash-Out Refinancing for Card Debt – It Works Only I...

Paying off $30,000 of card debt at 24% over five years costs about $22,000 in...

Capital One Platinum Secured Review – Low Deposits f...

Capital One sets your deposit at $49, $99, or $200 based on your credit histo...

Credit Card Interest Is Paid With After-Tax Pay – Co...

For someone in that bracket with an average balance, the true cost runs past ...

You Won’t Be Able to Spend Your Money When You’re Old

If you wait too long to start spending your money, you will have wasted many ...

Credit Card Interest Is Charged Daily – Pay When You...

The due date is a deadline, not the cheapest day to pay. While you carry a ba...

The Debt Snowflake Method – Send Small Savings to Yo...

Amounts that small don’t feel like money. That’s why people paying down a car...

Keep the Card, Lose the Annual Fee – Call for a Rete...

The day your annual fee posts, a clock starts. You typically have about 30 da...

15 Year Stock Market Returns

When to expect lower stock market returns. The post 15 Year Stock Market Retu...

Extended Warranties Are a Bad Bet – Put the Money in...

That’s a much bigger cut than the store makes on the product itself, which is...

The Lower Salary Can Be the Better Job Offer – Price...

Benefits made up 30% of what private employers spent on compensation in June ...

Savings Bonds Older Than 30 Years Earn Nothing – Fin...

Many of those paper bonds started as birthday and graduation gifts that went ...

A 13th Mortgage Payment Each Year Cuts Years Off – M...

Early in a mortgage, the scheduled payment barely reduces what you owe. On a ...

A Big Tax Refund Often Means You Overpaid All Year –...

A $3,000 refund from withholding is $250 a month, or about $115 from every bi...

Your Glasses Prescription Is Yours by Law – Compare ...

Most people pay the office price anyway. According to the FTC, the vast major...