Posts

Chase’s 5/24 Rule Applies to Ink Business Cards – Co...

Chase doesn’t publish the rule, but applicants’ reported approvals and denial...

Happy Money Review – Personal Loans Built to Pay Off...

Happy Money, formerly Payoff, doesn’t issue loans itself. It arranges fixed-r...

Carrying a Card Balance? Switch to Debit Until It’s ...

It’s time to switch if interest shows up on most statements, you pay the mini...

Bankruptcy Requires Two Courses – Time Them Right or...

Both courses are short and cheap, so the part to get right is timing. Counsel...

Store Card Discount at Checkout – Pay in Full and Yo...

Say the clerk offers 15% off a $600 TV if you open the store’s card today. Th...

Choosing a Credit Card – If You Carry a Balance, Wei...

Answer with what you’ve done, not what you intend. If you’ve carried a balanc...

The Five-Year Test – When Bankruptcy Beats Trying to...

Treat bankruptcy as a moral failure and you’ll keep paying long after the mat...

Your Credit Card May Already Extend the Warranty – C...

The pitch usually comes at the register. You’ve picked out a refrigerator or ...

Skip Credit Card Payment Protection Plans – The Fee ...

Issuers that sell it often pitch it when you call to activate a card or reach...

Bankruptcy Won’t Erase Child Support or Recent Taxes...

Picture someone whose biggest debts are last year’s income taxes and back chi...

Value Credit Card Points in Cents – Skip Bank Point ...

Points don’t come with a fixed price. The same 25,000 points can book a $500 ...

Bereaved families could face 'unjust' tax bill after...

The chairman of Parliament's Public Accounts Committee says families should n...

Chapter 7 or Chapter 13 Bankruptcy – Your Income and...

Within a few months, Chapter 7 wipes out most debts with no collateral behind...

Paddy Power cuts 1,400 jobs and blames betting tax r...

The government increased taxes on online casino and sports betting in last ye...

Can’t Make Your Card’s Minimum? Beat the 30-, 60-, a...

The first month is your window, because card issuers don’t report a late paym...

Selling Your Car to Pay Off Debt – Only If Getting A...

Both checks are easy to skip, because the payment is the number you see every...