Target Circle™ Credit Card Review – Worth 5% at Target if You Pay in Full

28 October 2026 - 13:32
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Get the Target Circle™ Credit Card if you shop at Target often and pay your bill in full every month. It takes 5% off most purchases at Target stores and Target.com and charges no annual fee. Carry a balance, though, and two months of interest at its 28.20% rate costs about as much as the discount saves.

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